IPP is the leading independent, in-person bill payment processor in the United States, helping millions of people without bank accounts to pay their bills and purchase products. IPP's network of more than 8,000 IPP Payment Centers processes thousands of real-time payments to utilities, water companies, cable providers, department stores, banks, credit card companies and wireless services.

Thanks to IPP's state-of-the-art technology, transactions are recorded in real-time and delivered electronically to vendors while IPP tracks each payment, provides bi-lingual customer service via a toll-free number, resolves any disputed transactions, and posts payments quickly and efficiently. There are three types of payments IPP facilitates.

Authorized Payments
IPP has authorized relationships with utilities, telecommunications and financial service companies. Plus, IPP is the only walk-in payments provider that offers authorized relationships with every major national wireless provider — Verizon Wireless, Sprint, T-Mobile, and AT&T Wireless - and nationwide satellite TV providers DISH TV and DirecTV. We also have authorized relationships with major utilities, telecommunications, and financial services companies. These billers have thousands and thousands of customers who make cash payments everyday as an authorized payment center this means that these billers will recommend your locations to customers who need to make cash payments.

Non-contracted, Walk-in Payments
Every day bills for local utilities such as gas, electric and telephone service as well as payments to national vendors like wireless phone companies, credit cards companies, or automobile finance companies can be paid with convenience payments. In addition to the amount of the bill, the consumer pays a convenience fee between $1.25 - $5.00 and the payment is posted to their account by the vendor in one to two business days.

Cross Border Payments
IPP is the first bill payment company to offer comprehensive service to Latin America, providing our customers the opportunity to pay utilities and other vendors located in those countries on behalf of their family and friends living there. The service accounts for the daily currency exchange rate and all transactions are settled in US dollars.

Click here for a list of our cross border payments billing partners.

Checks
IPP enables billers to take advantage of innovative, leading edge technology to reduce check risks while encouraging higher clear rates and quicker access to funds. IPP Payment Centers accept and convert all checks electronically through an interface with the biller's bank or lockbox processor, enabling billers to streamline remittances and centralize returns processing. Returns are delivered directly to the biller, facilitating quicker action on payments. All returns would go directly to the biller, speeding action on all customer payments. If the biller prefers, IPP can also manage the returns process.